9th-12th Grades

State Standards

Personal Finance

PF 1: Analyze elements that affect personal income.

PF 1.1: Explain controllable factors involved in personal finance.

PF 1.2: Analyze factors that affect take home pay.

PF 2: Implement processes involved in managing personal finances.

PF 2.1: Execute a rational decision-making process considering alternatives and consequences.

PF 2.2: Differentiate among various money management tools.

PF 2.3: Generate a system to organize finances and maintain records.

PF 3: Use an informed decision-making process to manage credit and debt.

PF 3.1: Differentiate the sources, costs and benefits of using consumer credit.

PF 3.2: Explain the positive and negative consequences of using credit.

PF 4: Evaluate savings and investment options to meet short- and long-term goals.

PF 4.1: Explain how saving contributes to financial security.

PF 4.2: Explain how investing builds wealth and helps meet financial goals.

PF 5: Use appropriate and cost-effective risk management strategies.

PF 5.1: Evaluate how risk management protects against financial loss.

PF 5.2: Determine how consumer protection laws protect consumers.